GoldCRM
Gold coins

Gold savings schemes

Gold Savings Scheme Software for Jewellers

Monthly instalment schemes your staff can run without spreadsheets.

Savings schemes bring customers back every month — if they are run well. GoldCRM creates a dated instalment schedule for each enrolment, tracks payments and missed instalments, and fixes the bonus at maturity.

At maturity the scheme is redeemed in full as a payment on the customer’s bill. Cancellations go through a request and approval with your deduction rules.

What you can do

  • Fixed-amount or gold-weight schemes with bonus instalments or weight
  • Dated instalment schedules, grace days and missed-instalment tracking
  • Instalment reminders by WhatsApp, SMS or email
  • Redemption against a bill at maturity
  • Cancellation requests with approval and deduction rules
  • Liability, collections and maturity reports

How it works

Gold savings schemes, step by step

  1. 1

    Enrol

    Choose the plan; the instalment schedule is created.

  2. 2

    Collect

    Take instalments at the counter; reminders go out automatically.

  3. 3

    Redeem

    Use the matured value against a bill.

FAQ

Questions about gold savings schemes

How is a gold-weight scheme valued?

Each instalment buys weight at the approved sale rate of the plan’s purity on the day it is paid. At redemption the accumulated weight is valued at that day’s approved rate.

Works with

Customer CRM & loyalty

Remember every customer, every occasion, every follow-up.

  • Customer 360°: purchases, outstanding, schemes, repairs and orders
  • Leads with owners, sources, follow-ups and conversion
  • Calls, tasks, appointments and a daily “My day” agenda
Learn more

Billing & point of sale

Scan a tag, price it at today’s approved rate and post a GST invoice in seconds.

  • Metal value, wastage, making charge (per gram, %, fixed) and stones priced by the server
  • CGST/SGST or IGST by place of supply, configurable round-off
  • Split payments: cash, card, UPI, bank, cheque, old gold, loyalty points, schemes, order advances
Learn more
Gold coins

See gold savings schemes with your own data

A walkthrough with your products, your rates and your branches — no slides.